INSTNT PAN FIND API

Instant PAN discovery service. Submit the holder name, date of birth and registered mobile number and receive the matching Permanent Account Number along with a confidence score and the masked source record. Only exact and high-confidence matches are returned; low-confidence lookups are rejected and never charged.

v1
POST https://versatile-lavender-rat.163-61-39-39.cpanel.site/api/v1/instant-pan-find

Authentication

API key + API secret headers, or a Bearer JWT. Obtain the JWT from POST /api/v1/auth/token using your key and secret; tokens are valid for 3600 seconds.

SchemeLocationValue
JWT bearerHeaderAuthorization: Bearer <token>
API keyHeaderX-API-Key: pk_xxxxxxxx
API secretHeaderX-API-Secret: sk_xxxxxxxx

Headers

HeaderRequiredDescription
AuthorizationOptionalBearer JWT issued by the token endpoint.
X-API-KeyYesYour API key (pk_…).
X-API-SecretYesYour API secret (sk_…), shown once at creation.
Content-TypeYesapplication/json
X-Request-IdNoYour idempotency key; echoed back in the response.

Parameters & validation rules

NameTypeRequiredValidationDescription
name string Yes /^[A-Za-z .]{3,80}$/ Full name of the PAN holder as printed on the card.
dob date Yes /^\d{4}-\d{2}-\d{2}$/ Date of birth in YYYY-MM-DD format.
mobile string No /^[6-9]\d{9}$/ Registered 10-digit Indian mobile number. Improves match accuracy.

Example request

curl -X POST 'https://api.yourdomain.com/api/v1/instant-pan-find' \
  -H 'x-api-key: YOUR_API_KEY' \
  -H 'x-api-secret: YOUR_API_SECRET' \
  -H 'Content-Type: application/json' \
  -d '{"name": "RAHUL SHARMA", "dob": "1992-04-18"}'
<?php
$payload = ['name' => 'RAHUL SHARMA', 'dob' => '1992-04-18'];
$ch = curl_init('https://api.yourdomain.com/api/v1/instant-pan-find');
curl_setopt_array($ch, [
    CURLOPT_RETURNTRANSFER => true,
    CURLOPT_POST           => true,
    CURLOPT_POSTFIELDS     => json_encode($payload),
    CURLOPT_HTTPHEADER     => [
        'x-api-key: YOUR_API_KEY',
        'x-api-secret: YOUR_API_SECRET',
        'Content-Type: application/json',
    ],
]);
$response = json_decode(curl_exec($ch), true);
curl_close($ch);
print_r($response['data']);
const res = await fetch('https://api.yourdomain.com/api/v1/instant-pan-find', {
  method: 'POST',
  headers: {
    'x-api-key': 'YOUR_API_KEY',
    'x-api-secret': 'YOUR_API_SECRET',
    'Content-Type': 'application/json',
  },
  body: JSON.stringify({"name": "RAHUL SHARMA", "dob": "1992-04-18"}),
});
const json = await res.json();
console.log(json.data);
import requests

res = requests.post(
    'https://api.yourdomain.com/api/v1/instant-pan-find',
    json={"name": "RAHUL SHARMA", "dob": "1992-04-18"},
    headers={
        'x-api-key': 'YOUR_API_KEY',
        'x-api-secret': 'YOUR_API_SECRET',
    },
    timeout=30,
)
print(res.json()['data'])
import java.net.URI;
import java.net.http.*;

String payload = "{\"name\": \"RAHUL SHARMA\", \"dob\": \"1992-04-18\"}";

HttpRequest request = HttpRequest.newBuilder()
    .uri(URI.create("https://api.yourdomain.com/api/v1/instant-pan-find"))
    .header("x-api-key", "YOUR_API_KEY")
    .header("x-api-secret", "YOUR_API_SECRET")
    .header("Content-Type", "application/json")
    .POST(HttpRequest.BodyPublishers.ofString(payload))
    .build();

HttpResponse<String> response = HttpClient.newHttpClient()
    .send(request, HttpResponse.BodyHandlers.ofString());
System.out.println(response.body());
package main

import (
    "bytes"
    "fmt"
    "io"
    "net/http"
)

func main() {
    payload := []byte(`{"name": "RAHUL SHARMA", "dob": "1992-04-18"}`)

    req, _ := http.NewRequest("POST", "https://api.yourdomain.com/api/v1/instant-pan-find", bytes.NewBuffer(payload))
    req.Header.Set("x-api-key", "YOUR_API_KEY")
    req.Header.Set("x-api-secret", "YOUR_API_SECRET")
    req.Header.Set("Content-Type", "application/json")

    res, err := http.DefaultClient.Do(req)
    if err != nil {
        panic(err)
    }
    defer res.Body.Close()

    body, _ := io.ReadAll(res.Body)
    fmt.Println(string(body))
}

Responses

Success 200
{
  "success": true,
  "request_id": "req_8f21c0b4a7",
  "meta": {
    "charged": 6.0,
    "environment": "production",
    "balance": 4821.5,
    "response_ms": 312
  },
  "data": {
    "pan": "ABCDE1234F",
    "name": "RAHUL SHARMA",
    "dob": "1992-04-18",
    "category": "Individual",
    "match_score": 98,
    "status": "VALID"
  }
}
Error 4xx
{
  "success": false,
  "request_id": "req_8f21c0b4a7",
  "error": {
    "code": "PAN_NOT_FOUND",
    "message": "No PAN record matched the supplied name and date of birth."
  },
  "meta": {
    "charged": 0
  }
}

HTTP status codes

CodeMeaning
200Success - verification completed and wallet debited.
400Validation failed - check the parameter rules below.
401Missing or invalid JWT / API key.
402Insufficient wallet balance.
403API not purchased or key not permitted for this endpoint.
404Record not found at the source registry.
422Upstream provider returned an unprocessable response.
429Rate limit exceeded - retry after the window resets.
500Unexpected server error - safe to retry with the same request_id.
503Upstream registry temporarily unavailable.

Rate limit & billing

Rate limit
60 req/min per key
Charge
₹6.00 per successful call
Failed calls
Not charged (4xx/5xx)

When throttled, the API returns 429 with X-RateLimit-Limit, X-RateLimit-Remaining and Retry-After headers.